Are you scared of the future?
July 2017 eBulletin Introduction
10/07/2017 John Hopkins, Executive Chairman
With all that is happening in the world at the moment, it can be easy to be consumed by fear. But in his recent eBulletin introduction, John Hopkins argues that we must not let fear hold us back from taking actions to secure our financial future.
Teaching your kids good money habits
09/06/2017 Pauline Grech, Receptionist
Teaching children how to be smart with money starts at home, and is reinforced every day through real world practice. Receptionist Pauline Grech explains how this philosophy works for her and her kids.
Five budgeting tips for first time renters
29/05/2017 Kristy Hopkins, Senior Property Portfolio Manager
Deciding to move into your first rental property can be very exciting – but if you fail to factor in some budgeting basics, things can go wrong very quickly. Luckily, we’re here to help you get started on the right foot, by breaking down the five things you need to know before you move out of home.
Our take on Budget 2017
Whether you're a member of Gen Y, are a little older in the wealth building stage of your career, or are about to retire/are a recent retiree, we've got a Budget breakdown for you.
You are a thief! | April 2017 eBulletin Introduction
28/04/2017 John Hopkins, Executive Chairman
In an introduction for our April 2017 eBulletin, John Hopkins is scathing of the shock jocks and their biased coverage of the negative gearing debate
What can Warren Buffett teach us about investing?
27/04/2017 Darren Rieger, Manager of Paraplanning and Financial Services Administration
Most investors who have the ambition to be the next Warren Buffett usually make the most obvious mistake on their path to expected fortune…they fail to consult the learnings of Warren Buffett himself!
The trials and tribulations of funding conception
19/04/2017 Chani Unger, Marketing Coordinator
For many, the decision to start a family and bring a baby into the world is a time of joy and excitement. However for an increasing number of Australians, it can also be a time of worry, financial burden and emotional turmoil.
Changes to Stamp Duty Concessions in Victoria
27/03/2017 The Hopkins Group
The Victorian Government has proposed changes to current stamp duty charges, to take effect from 1 July 2017, with the aim of easing housing affordability for first home buyers.
Gen Y: Time to get a grip on your finances with Bubbles, Beer & Budgeting
Gen Y has the world at its feet – but can it afford to make the most of the opportunities thrown its way? Sign up for our Bubbles, Beers & Budgeting workshop to get a grip on your financial future.
Self-imposed exile won’t HELP you avoid HECS Repayments
20/03/2017 Rachel Williams, Director of Accounting
The days of running away overseas to avoid your HECS-HELP repayment obligations are coming to an end from July 1 2017.
Credit Cards: The Good, The Bad & The Ugly
17/03/2017 The Hopkins Group
Credit cards can be a very valuable tool if they are used correctly and responsibly – but used wrongly, you can find yourself in a whole spot of bother. In this blog post, Jordan Page discusses some of the advantages to owning and using a credit card with care.
In reply | ‘’What I wouldn’t buy: Five successful investors share their advice”
02/03/2017 John Hopkins, Executive Chairman
Domain recently published an article titled “What I wouldn’t buy: Five successful investors share their advice”. An associate of John Hopkins wrote to us to seek John’s views on comments made in the article. This blog post provides an edit of John’s reply.
Q&A | Keys to Success Webinar
01/03/2017 John Hopkins, Executive Chairman
On 1 March 2017, John presented his Keys to Success webinar. We received a couple of interesting questions during the webinar that we felt required a more in depth answer than what was possible in the live chat facility. We're pleased to share these questions and answers to you here.
How to keep financially healthy with a baby on the way
28/02/2017 Samantha Wang, Corporate Accountant
What does growing your family mean for you? For Corporate Accountant Samantha Wang, it’s a wonderful time that brings to mind thoughts of those tiny, glorious, bundles of joy that are babies. But have you considered the financial impact a baby can have on your life?
Trumped by the truth
24/02/2017 John Hopkins, Executive Chairman
In an introduction for our February 2017 eBulletin, John Hopkins provides his assessment of the world where Trump is President and lies flow like currency.
How to be Uber smart with your tax responsibilities
23/02/2017 Abigail Korsmit, Graduate Accountant
Australia may have been slow to take up Uber originally, but these days, it’s full steam ahead for the thousands of drivers who have signed up with the global ride provider.
When sacrifice can be a good thing
17/02/2017 Brendan Peach, Associate Financial Planner
Salary sacrificing is one such strategy that can be adopted to help in your long term savings plan. It might seem like a small and insignificant change, but in the grand scheme of things, it can really pack some punch.
How to live a champagne lifestyle on a beer budget
Kate's guide to saving for a European holiday
27/01/2017 Kate Elliott, Marketing Manager
New year, new me. We’ve heard it all before – the strike of midnight on New Year’s Eve inspires grandiose plans for health, fitness and savings goals. But how long do they last?
Getting smart with money
20/01/2017 Mitchell Ryan, Financial Planning Administration Assistant
Mitchell Ryan shares some useful tips on how to become a more savvy investor, helping you – or your kids – to achieve those financial goals.
12 Days of Christmas
01/12/2016 The Hopkins Group
The Hopkins Group puts its own festive spin on the traditional 12 days of Christmas!
Ten reasons why you should select The Hopkins Group to manage your investment property
28/11/2016 Tannaya Jessop, Property Portfolio Manager
Whether you’re a seasoned investor or just starting out, an experienced property manager can be your greatest asset for the continued care of your investment property. As we count down to Christmas, property portfolio manager Tannaya Jessop lists the reasons why The Hopkins Group’s property management department could be the best team to have on your side.
Upcoming Centrelink concerns for Australian retirees
24/11/2016 Anthony Malvaso, Senior Financial Planner
While a majority of the Australian population will be ringing in the new year with grand plans and resolutions, hundreds of thousands of retirees could kick off 2017 on the back foot. Senior Financial Planner Anthony Malvaso looks at the incoming Centrelink changes and what it could mean for your payments.
How do you do Christmas?
23/11/2016 The Hopkins Group
The Hopkins Group took to the streets to find out how busy Melburnians (and some happy tourists!) are planning to celebrate Christmas this year.
17/11/2016 The Hopkins Group Financial Planning Team
Does ‘investment speak’ sound like a foreign language to you?! It doesn’t have to be as overwhelming as it may seem.
Personal Services Income - Contractors beware!
14/11/2016 Bobbie Adams, Senior Accountant
Working for yourself as a contractor can provide a lot of freedom – and the opportunity to take advantage of some clever tax breaks if you set yourself up properly. But as Bobbie Adams finds out, sometimes you have to play by the rules.
A generational shift
07/11/2016 John Hopkins, Executive Chairman
In an introduction for the November 2016 eBulletin, John Hopkins provides an insight into the generational shift we are seeing at The Hopkins Group, not just in our clients, but also our staff.
Claiming travel expenses for your SMSF property
03/11/2016 Bobbie Adams, Senior Accountant
Purchasing property within a self managed superannuation fund (SMSF) is becoming increasingly prevalent; however determining what you can and cannot claim for, especially when it comes to incurred travel expenses related to the property, can be difficult.
Drop in average client age for SMSF setups
31/10/2016 Michael Williams, Managing Director
As our average client age decreases, so does the average age of those exploring self managed superannuation funds for their ongoing super needs. Michael Williams explores this trend.
Vacating 101 – The Condition Report
25/10/2016 Claire Weekley, Leasing Consultant/Property Portfolio Manager
Moving out of a rental should be an easy process – but it can be difficult if you don’t know what to expect. Claire Weekley takes us through one of the key components of the vacate process – the condition report.
Maximising your tax savings with your investment property
29/09/2016 Linda Vong, Accountant
If you have a negatively geared investment property, you’ll want to know how to make the most of the tax deductions available to you. Linda Vong from our accounting team gives us the lowdown.
Footy finals fever hits The Hopkins Group!
29/09/2016 The Hopkins Group
It's every man and woman for themselves when it comes to footy rivalry at this time of year!
26/09/2016 Samandah Matty, Property Portfolio Manager
The halls of VCAT can be avoided with the right management. But what happens when disaster strikes? Samandah Matty explores.
Somersault into your super thanks to a backflip from the Government
22/09/2016 The Hopkins Group
It’s been a week since the Federal Government announced its backflip on its proposed superannuation reforms, and now that the dust has settled, it’s time to look at the impact the reworked measures will have on your plans for retirement.
Zero per cent vacancy in August 2016? It happened!
15/09/2016 The Hopkins Group
An investment property leased in a timely manner, to a quality tenant, is a landlord’s dream come true. So let’s introduce you to the team that made dreams a reality this August, achieving 0% vacancy across their portfolio of 657 properties.
To borrow, or not to borrow; the important bottom lines
30/08/2016 John Hopkins, Executive Chairman
Borrowing money to invest is a strategy as old as investing itself. John Hopkins discusses financial gearing in his August eBulletin introduction.
Negative gearing is here to stay, what did we dodge?
29/07/2016 Stephen Phillips, Executive Property Investment Adviser
In his first video blog, Executive Property Investment Adviser Stephen Phillips tells us how Labor's proposed changes to negative gearing would have altered the Australian rental market.
All I Want for Christmas (in July) is a Juicy Tax Refund
20/07/2016 Bobbie Adams, Senior Accountant
Having beavered away for the last twelve months earning an income - whether as an employee or through business - it is time to lodge your tax return and get back some of your tax dollars if you can.
New Years Resolutions: Six Months Later
01/07/2016 The Hopkins Group
Our staff are on track for their new year's resolutions, are you?
How to get good financial advice
21/06/2016 Darren Rieger, Manager of Paraplanning and Financial Services Administration.
Finding a financial adviser can be easy, though finding a financial adviser that works for you and your circumstances can be difficult. But it doesn’t have to be, if you follow our helpful tips.
Reality of retirement
07/06/2016 The Hopkins Group
In March 2016, we asked our Facebook friends what they feared most about their retirement. Head of Advice Shane Light and Senior Financial Planner Anthony Malvaso, sifted through the comments to answer what it takes to achieve a long and comfortable retirement.
North is the new black
With its trendy boutiques, gourmet dining culture and community vibe, Melbourne’s inner north is fast becoming an aspirational place to call home for people who want to balance a city fringe lifestyle with a community vibe.
The importance of landlords insurance
31/05/2016 Lorena Smirnis, Head of Property Management
If you own an investment property, landlords insurance provides peace of mind and coverage for the things you might not necessarily think about until it’s too late.
Mortgage rates see another cut – is it all too good to be true?
25/05/2016 Loreen Dyer, Loans Coordinator
With the Reserve Bank of Australia continuing to decrease their interest rates to historic lows, and most major lenders passing on the savings to their customers, it’s easy to wonder how long the good times can last.
Budget 2016-17: Let's break it down
04/05/2016 Shane Light, Head of Advice
Budget night is like Christmas for (a few) financial planners and our team was at the ready to break down what the announcements mean for our clients.
Interest rate update: 3 May 2016
03/05/2016 Brian Godfrey, Mortgages and Finance Adviser
At its meeting today, the Reserve Bank of Australia Board decided to lower the cash rate by 25 basis points to 1.75 per cent, effective 4 May 2016. This follows information showing inflationary pressures are lower than expected.
A Changing of the Guard; SMSFs and Young Australians
08/04/2016 Anthony Malvaso, Senior Financial Planner
Superannuation is an ever changing industry and now, more than ever, it’s essential that young Australians use their retirement fund in an efficient and considered manner.
Know Your Window; Understanding the ASX Market
Know Your Window; Understanding the ASX Market
07/04/2016 Kim Lo, Paraplanner
You might think you know what the window for trading is on the Australian Securities Exchange (ASX), but do you really? Navigating the stock market can be confusing, and not knowing when your window to trade is can be unnerving. Kim Lo, Paraplanner, breaks down the ASX market open times in this helpful post.
The birds, the bees . . . and the ATO!?
05/04/2016 Bobbie Adams, Senior Accountant
The Australian Taxation Office (ATO) is all about sharing, caring and true love . . . oh didn’t you know? Now more than ever, lodging your tax returns has become a family affair.
Negative Gearing: An In-Depth Discussion
What is it and how are you affected?
Negative gearing is hot on the agenda in Australia at the moment. From the water cooler to the halls of Parliament, it's the talk of the town.
A New Address. But the Same Approach.
The Hopkins Group is packing its bags and moving to Collins Street.
This year, The Hopkins Group is writing a new chapter in its rich history and moving to a new office space to better serve our clients’ needs and keep up with the growth of the company.
Urgent Repairs and the Changes Made to the Residential Tenancies Act
26/02/2016 Vicky Morrison, Property Portfolio Manager
Recent changes to the Victorian Residential Tenancies Act have seen an increase in the spending cap applicable to urgent repairs that are made when a landlord is uncontactable. Vicky Morrison, Property Portfolio Manager, discusses the change and what is classified as an urgent repair.
Get Your Motor Running - Changes to Motor Vehicle Tax Deductions
17/02/2016 Kezia Eman, Accountant
Beep beep! Did you know that there have been some changes made to the way you can claim your motor-vehicle as a tax deduction? Kezia Eman, Accountant at The Hopkins Group, breaks down how this type of claim can now be made post 1 July 2015.
Zika Virus - What's the Buzz?
15/02/2016 Shane Light, Head of Advice
If you’ve read the paper, watched television or consumed any social media in recent weeks, chances are you would have heard of the Zika virus (ZIKV) and its fast growing spread across the world.
Claiming Your Mobile Phone as a Work-Related Deduction
25/01/2016 Abigail Lee, Accountant
Want to claim your mobile phone expenses as a work-related deduction, but don’t know where to start? We let you know how this can be done with in an insight into how our accountants process these deductions when preparing your tax return.
2015 - The Year That Was in Mortgages
21/01/2016 Brian Godfrey, Mortgages and Finance Adviser
Navigating the mortgage market can be challenging at the best of times and when the authorities introduce new lending recommendations, it can be tricky to get your head around it.
Much ado about Brisbane
19/01/2016 Monica Jiang, Property & Contracts Coordinator
Sydney may have the harbour and Melbourne’s known for its graffiti laneways, but why is everyone talking about Brisbane at the moment?
Sharing is caring | 2016 New Year's Resolutions
The Hopkins Group staff share their goals for the new year
What has you focused this year? Are you saving for a holiday or house deposit? Training for a marathon perhaps? We asked around The Hopkins Group office to find out what weird and wonderful things our staff are tackling this year.
All I Want for Christmas is to Stay out of Debt
17/12/2015 Brendan Peach, Financial Planner
Don’t leave yourself out this Christmas, give yourself the gift of less debt come the New Year.
How to Pass a Final Inspection
Tips for tenants to help get a full bond refund
15/12/2015 Tannaya Jessop, Property Portfolio Manager
Between securing a new place to live, booking a removalist and redirecting mail, moving can be a stressful experience. Thankfully, when it comes to your final inspection, we have some helpful tips to hopefully earn you a full bond refund and make your move a less daunting experience.
Decor-renting this Christmas
How to stay on the 'nice list' this Christmas!
10/12/2015 Kate Elliott, Marketing Coordinator
Being a responsible and considerate tenant can come with challenges – especially when you’re a huge Christmas fan. Follow some of our tips for how to get into the decorating spirit without finding yourself on the naughty list.
If at first you don’t succeed . . . save, save save!
27/11/2015 Nicholas Siemensma, Paraplanner and Shane Light, Head of Advice/Senior Financial Planner
First home buyers are currently up against the odds as it becomes harder and harder to enter the housing market. Nicholas Siemensma, Paraplanner, looks at the challenges facing this generation when it comes to making that first property purchase.
Investment Diversification, the Role of Risk Profiling and the Importance of Advice
26/11/2015 Shane Light, Head of Advice/Senior Financial Planner
Over the past six months we have witnessed increased volatility within the markets, both in Australia and globally. Shane Light, Head of Advice/Senior Financial Planner outlines how clients can best position themselves to weather the storm.
SMSFs and the In-House Assets Test
25/11/2015 Mark Bennetts, Senior Financial Adviser, bdhSterling
Thinking about investing within an SMSF? In our recent guest blog post by Mark Bennetts, Senior Financial Advisor at bdhSterling discusses the in-house assets test and how it applies to investments within Self Managed Super Funds.
Four out of Five Stars for our Property Services
30/10/2015 John Hopkins, Executive Chairman
Our property team have been awarded four out of five stars for their property investment service offering. John Hopkins shares his excitement.
NRAS - What is it and how does it work?
23/10/2015 Lauren Ross, Property Portfolio Manager
The National Rental Affordability Scheme (NRAS) was introduced by the Federal Government in 2008 as a way of creating affordable housing and stimulating the building industry. Lauren Ross provides a brief overview of the scheme and what it means for tenants and landlords.
A Trip to Greece
The Financial Crisis and its Impact on Culture
05/10/2015 Nathisha Paramasivam, Financial Planner
Nathisha Paramasivam, financial planner, reflects on her recent trip to Greece and the impact the Greek financial crisis has had on the country's culture.
Top Five Financial Planning Mistakes
25/08/2015 Nathisha Paramasivam, Financial Planner
There are many mistakes individuals can make when trying to sort out their finances without seeking appropriate advice. Nathisha Paramasivam, Financial Planner, outlines the top five avoidable mistakes investors can make whilst doing their financial planning
The Importance of a SMSF Trust Deed
02/07/2015 Bobbie Adams, Senior Accountant
Do you know the legal requirements of holding an SMSF? Bobbie Adams, Senior Accountant, outlines the importance of, and the compliance rules surrounding SMSF Trust Deeds
Global Property Investment & Maybank, Malaysia
16/06/2015 John Hopkins, Executive Chairman
On behalf of John Hopkins Property, we were very honoured to have been invited to attend and present at the 2015 Maybank Property Talk in Malaysia on Saturday 13 June, entitled ‘To Hold or Be Bold.’
The 2015 Australian Federal Budget
01/06/2015 Darren Rieger, Senior Paraplanner & Manager of Financial Administration
What does this year's Federal Budget mean for Australians? Darren Rieger, Senior Paraplanner & Manager of Financial Administration, provides an extensive overview of the Abbott Government's second federal budget announcement, handed down last month
Buy Your First Home With Only $27,000 Deposit*
No Stamp Duty on Highett's Most Spacious Apartments
13/05/2015 by The Hopkins Group
The John Hopkins Group currently has an outstanding offer for first home buyers on a newly built property in Highett, Melbourne. These completed properties are currently available through the John Hopkins Group with no stamp duty for Victorian first home buyers on all properties under $600,000.
What do The Block and The Hopkins Group Have in Common?
Maybe more than you think!
30/04/2015 by Pip Middleton, HR and Office Coordinator
I’m not really a reality TV show fan. I tend to simply follow along the general gist of what’s happening (who’s dating who, who sang what, who got disqualified…all the big things) in the advertisements that bombard the TV program I’m currently watching.
John's Thoughts: Shares vs Property
Let's box it out!
30/04/2015 by John Hopkins, Executive Chairman
This age old debate is nearly always a disgrace; a disgrace because often the people leading this argument are either driven out of vested interest or ignorance (or sometimes both).
The Importance of Routine Inspections
29/04/2015 by Tanesha Richter, Property Portfolio Manager
No doubt you will have heard many nightmare scenarios of unruly tenants turning beautiful homes into anything from brothels to drug labs to party houses. However, to avoid such unwanted situations, there is a simple and effective way of ensuring your investment property is appropriately maintained and being used for the right reasons; that is to conduct routine inspections.
4 Tips for Smarter Property Investment
22/04/2015 by The Hopkins Group
Purchasing your first investment property can be daunting. Luckily, you don’t have to navigate through this challenge alone – we’ve come up with four handy tips to guide you through.
The Impact of Foreign Investment in Australia
26/03/2015 by The Hopkins Group
The latest research conducted by BIS Shrapnel found that the Melbourne CBD is to house 40% of new apartment buildings intended for the inner suburbs. They also found that concerns over a saturation of apartments in the city were not shared internationally. This is due to increasing demand from overseas investors – primarily the Chinese, who are looking to invest in the Melbourne property market.
Exclusive Offer for First Home Buyers
Buy Your First Home in Essendon with Only $19,450 Deposit*
24/03/2015 by The Hopkins Group
The John Hopkins Group currently has an amazing offer on a newly built property in Essendon, Melbourne. These completed one and two bedroom properties are currently available through the John Hopkins Group with full stamp duty savings and a $15,000 rebate!
Buy Your First Home on the Yarra With Only $25,128 Deposit*
Special Offer for Victorian First Home Buyers
26/02/2015 by The Hopkins Group
The Hopkins Group currently has an outstanding offer on a newly built property on the Yarra River in Abbotsford, Melbourne. These completed properties are currently available through The Hopkins Group with full stamp duty savings.
Financial Planning - More Affordable Than You Think!
17/02/2015 by Nathisha Paramasivam, Associate Financial Planner and Authorised Representative
As a Financial Adviser at The Hopkins Group, I get asked all the time by friends and family whether financial planning is really only helping the “wealthy get wealthier;” however that couldn’t be further from the truth. Financial planning is a lot more affordable than you may think.
What You Need To Know About Buying Off-The-Plan Property
12/02/2015 by The Hopkins Group
Buying off the plan means signing a contract to buy a property that hasn’t yet been built. You can look at the designs, layout and blueprints; but there’s no property to see or walk through yet.
Four Things to be Wary of When Developing Property for Profit
07/01/2015 by The Hopkins Group
For those of us fortunate enough to have grown up in “the lucky country”, the national obsession with owning property was never far away.
Women Facing Retirement Glass Ceiling
15/12/2014 by Nathisha Paramasivam, Associate Financial Planner and Authorised Representative
Women have come a long way over the years in terms of their earning power in the workforce; however they still have a long way to go before closing in on the gap between male and female retirement savings.
Tax Deductible Holidays
15/12/2014 by Bobbie Adams, Senior Accountant
Dreaming of an overseas holiday and planning on claiming the trip as a business expense? You may need to think again.
What can Time on Market Tell me About a Property?
29/11/2014 by The Hopkins Group
Time on market is often cited as a factor property buyers should pay close attention to as conventional wisdom says it can give you a strong indication of the property’s real value. But is there any real substance to that assumption? What exactly can time on market tell you about a property?
It's the Little Things That Count
14/11/2014 by The Hopkins Group
Buying a property is likely to be the biggest purchase you’ll ever make. With the average median house price in Australia’s capital cities now a touch below $600,000, most buyers are aware of how important it is to cover every fine detail before signing on the bottom line.