Personal Insurance Basics
06/09/2018 The Hopkins Group
We all want to ensure that our belongings are protected by insurance, but what about our lives? Check out our latest blog and learn about the basics of personal insurance.
How to keep a clean rental home
03/09/2018 Lauren Wilden-Ross, Senior Property Portfolio Manager
Let’s bust out the cleaning products and make your rental property sparkle!
Most trusted adviser - Shane Light
30/08/2018 The Hopkins Group
Congratulations to Shane Light on his invitation to appear on the Beddoes Institute's Must Trusted Adviser Network!
Superfund? Or Super funding carbon emissions?
29/08/2018 Aaron Walshe, Paraplanner
In light of a recent court case involving a millennial, a superfund, and climate change, Paraplanner Aaron Walshe highlights the importance of understanding your super.
Why I'm recommending Brisbane for property investors
20/08/2018 David Conner, Head of Property (NSW)
When it comes to property investment, Brisbane has had The Hopkins Group’s tick of approval for many years, but Head of Property (NSW) is here to tell you why it’s never been a better time to back this major metropolis.
Proposed changes to Superannuation Industry (Supervision) Act (SISA)
07/08/2018 Linda Vong, Accountant
The Government proposed a new retirement income framework and retirement covenant in this year’s Federal Budget. Don’t know much about it? Accountant, Linda Vong has all the info you need!
Congratulations to Shane Light – AFA Awards 2018 top six finalist!
01/08/2018 The Hopkins Group
This week, we were thrilled to learn that our Head of Advice and Senior Financial Adviser, Shane Light, has been selected as a semifinalist in this year’s AFA Adviser of the Year Award.
In the media : Michael Williams quoted in Domain
26/07/2018 The Hopkins Group
Managing Director and Senior Financial Adviser Michael Williams has been quoted in Domain today, speaking on changes to depreciation deductions.
Tax time sorted with The Hopkins Group
05/07/2018 The Hopkins Group
Benjamin Franklin once said that "in this world nothing can be said to be certain, except death and taxes." While tax time is a certainty, suffering through it certainly isn’t – especially with blogs and checklists like these!
Understanding bank valuations and market value
04/07/2018 Loreen Dyer, Finance & Mortgage Adviser
Did you know that a bank valuation is different to a market valuation? For property owners, it’s important to know the difference and to know you can always get a second opinion if your bank valuation comes back less than expected.
Celebrating quality property
27/06/2018 Stephen Phillips, Executive Property Investment Adviser
When one of our previously recommended properties receives an award, we celebrate by reflecting on the enduring quality of our property investment philosophies and the man who gives properties such as these our stamp of approval.
Working from home: How much can you claim on tax?
15/06/2018 Kezia Eman, Accountant
Let’s be honest, we’ve all fantasised about dropping the 9-to-5 daily grind and seizing the freedom of working from home. The question is – how much would your tax return benefit from making the switch?
Top ten tips for applying for rental properties
28/05/2018 Kristy Hopkins
Struggling to secure your dream rental property? Kristy Hopkins shares her top ten tips from a property manager’s point of view.
Say no to boring and pocket draining work lunches
21/05/2018 Cassandra Mann, Operations Manager
Operations Manager and meal prep hero Cassandra Mann is here to get you excited about packed lunches
Get schooled on self-education deductions
17/05/2018 The Hopkins Group
Looking to up your professional development education game? You might be able to claim these expenses at tax time!
How to find the right property investment
16/05/2018 David Conner, Head of Property (NSW)
When it comes to potential investment properties, first time investors are seemingly spoiled for choice. So how do you choose one that’s right for you?
It's time to supercharge your super
10/05/2018 Josh Klepac, Financial Planning Administration Assistant
Chances are if you’re in your 20s, you’re probably not actively thinking about your super. It’s something you know you have, but probably something you rarely check – that’s for an older version of you to worry about right? Not if we have anything to say about it…
Deep dive into the Federal Budget with The Hopkins Group
09/05/2018 The Hopkins Group
We dipped our toes in the water of the Federal Budget last night, but now that the seas have settled, we’re ready to deep dive into the proposals and translate what it means for you.
Sequencing risk - what is it, and how can its effects be minimised?
26/04/2018 James Weir, Financial Adviser
For many investors approaching retirement, ongoing income is a common concern. But what about sequencing risk? If that term has you bamboozled, hopefully this blog will change that.
Changes to GST on property transactions
06/04/2018 Rachel Williams, Director of Accounting
Thinking about property development? Our Director of Accounting breaks down the importance of considering GST and tax obligations from the outset.
Why you're not too young to see a financial adviser
13/03/2018 Whitney Lian, Paraplanner
Does the thought of seeking professional financial advice seem almost laughable to you? Well, it might not be as impossible as you think. Paraplanner Whitney Lian, spoke to one of our financial advisers to understand the real reasons behind Gen Y’s lack of financial guidance.
Travelling to Inspect Your Rental Property? Pause before you go
09/03/2018 The Hopkins Group
Before you claim a deduction on your rental property travel expenses, it's best to check you're eligible to continue making that claim.
How will changes to depreciation deductions affect you?
27/02/2018 The Hopkins Group
Recent tax law changes might see a loss in deductions available to property investors. But is there a silver lining for those purchasing new and/or off-the-plan properties?
Give me time! A working mother's lament
22/02/2018 Angela Herbert, Property Management Administrator
Angela’s story will hit home for many working parents – but what if there was a way to make life easier?
Where is your wealth tied up?
16/02/2018 Shane Light, Head of Advice
Is it time to downsize your family home?
Tax on vacant residential property
15/02/2018 The Hopkins Group
On 1 January 2018, the Vacant Residential Property Tax came into effect in Victoria. So what does this mean for you?
Talk your way to more savings
07/02/2018 Chani Unger, Marketing Coordinator
Negotiate a better rate on your bills this year? Challenge accepted.
Our goals and tips for 2018
Struggling to stick to your New Years resolution? The Hopkins Group staff have listed off their own tips and goals to help everybody through the next 11 months.
Saving tips from an almost broke girl
16/01/2018 Meg McKenna, Content Producer
What savings tips can an almost broke millennial possibly have to share? Turns out, a period of overspending can put the basics into perspective.
The cost of convenience
12/01/2018 The Hopkins Group
Reflecting on the year that was, we ponder the cost of convenience and whether it's worth it.
Christmases past, present and future
How to keep cheer alive and not break the bank
20/12/2017 The Hopkins Group
It’s never too early to plan for next Christmas…
Sending your child to school - what's the cost?
14/12/2017 Tammy McLaren, Trust Accountant
There’s more than meets the eye when you’re considering the price of sending your child to school. Trust Accountant Tammy McLaren, breaks down the bills for you – seen and unseen.
Stepping into minimalism
12/12/2017 Whitney Lian, Financial Planning Administration Assistant
For a lot of us, our financial life is far from minimalistic. We are obsessed with spending money we don’t have. Financial Planning Administration Assistant, Whitney Lian tells it simply – so you can spend more time focusing on the things that actually matter.
How to apply for NRAS in 10 simple steps
07/12/2017 Sarah Holdsworth, Leasing Consultant and Property Portfolio Manager
If you’ve found an NRAS property online and are enticed by the reduced rent, you may be wondering how you can make this your next home. Leasing Consultant and Property Portfolio Manager Sarah Holdsworth breaks down how to easily apply for properties under the National Rental Affordability Scheme.
Property Q&A: What to expect between contract sign and settlement
15/11/2017 Monica Jiang, Property & Contracts Coordinator
Do you know what happens in that time between signing a contract of sale and settlement of your investment property? Property & Contracts Coordinator Monica Jiang discusses what you need to know.
The dangers of a desk-bound lunch
06/11/2017 Alison Nguyen, Accounts Administrator
No matter how busy you are, eating lunch at your desk is not a good idea. Alison Nguyen, Accounts Administration, explains why.
Tax deductions for nurses
03/10/2017 Kezia Eman, Accountant
Are you a nurse, wanting to make the most out of your tax return? Who wouldn’t?! The best way to maximise your chances of a refund is to make deductions. But what deductions can you make as a nurse? Accountant Kezia Eman breaks it down for us.
Routine inspections explained
28/09/2017 Sarah Holdsworth, Leasing Consultant & Property Portfolio Manager
Routine inspections are regular part of the job for property portfolio managers, but as a tenant or a landlord you may not know what’s involved in this type of inspection. Sarah Holdsworth explains the process and what you need to know.
Valuation of assets in SMSFs
14/09/2017 Linda Vong, Accountant
Determining accurate valuations of your SMSF investments has become increasingly important in light of recent changes within the superannuation environment. Linda Vong explores what this means.
Doom and gloom...you're in trouble!
August 2017 eBulletin Introduction
30/08/2017 John Hopkins, Executive Chairman
John Hopkins discusses the problem with predictions of doom and gloom in relation to the property market, following a recent episode of ABC's Four Corners.
Game of Thrones and seven lessons in economics and finance
28/08/2017 The Hopkins Group
As Game of Thrones has captured the imaginations of readers and television enthusiasts alike, we explain that there are real life economic lessons that can be learnt from this fantastical work of fiction. Beware Game of Thrones fans – this post is dark and full of spoilers.
Your new property purchase is only a hop, skip and a jump away!
03/08/2017 Loreen Dyer, Finance and Mortgage Adviser
Think you’ve found the perfect property? Great! But do you know what happens next? Finding a property is only the first part of the story – there’s a lot that happens after finding your dream home or investment, so it pays to get expert advice before you sign on the dotted line.
Fighting condensation and mould this winter
25/07/2017 Lauren Wilden-Ross, Senior Property Portfolio Manager
Condensation is a common problem affecting homes in winter. And where there’s moisture, there’s the potential for mould. Thankfully, there are ways you can control the growth and spread of this pesky fungus.
Are you scared of the future?
July 2017 eBulletin Introduction
10/07/2017 John Hopkins, Executive Chairman
With all that is happening in the world at the moment, it can be easy to be consumed by fear. But in his recent eBulletin introduction, John Hopkins argues that we must not let fear hold us back from taking actions to secure our financial future.
Five budgeting tips for first time renters
29/05/2017 Kristy Hopkins, Senior Property Portfolio Manager
Deciding to move into your first rental property can be very exciting – but if you fail to factor in some budgeting basics, things can go wrong very quickly. Luckily, we’re here to help you get started on the right foot, by breaking down the five things you need to know before you move out of home.
Our take on Budget 2017
Whether you're a member of Gen Y, are a little older in the wealth building stage of your career, or are about to retire/are a recent retiree, we've got a Budget breakdown for you.
You are a thief! | April 2017 eBulletin Introduction
28/04/2017 John Hopkins, Executive Chairman
In an introduction for our April 2017 eBulletin, John Hopkins is scathing of the shock jocks and their biased coverage of the negative gearing debate
What can Warren Buffett teach us about investing?
27/04/2017 The Hopkins Group
Most investors who have the ambition to be the next Warren Buffett usually make the most obvious mistake on their path to expected fortune…they fail to consult the learnings of Warren Buffett himself!
The trials and tribulations of funding conception
19/04/2017 Chani Unger, Marketing Coordinator
For many, the decision to start a family and bring a baby into the world is a time of joy and excitement. However for an increasing number of Australians, it can also be a time of worry, financial burden and emotional turmoil.
Changes to Stamp Duty Concessions in Victoria
27/03/2017 The Hopkins Group
The Victorian Government has proposed changes to current stamp duty charges, to take effect from 1 July 2017, with the aim of easing housing affordability for first home buyers.
Gen Y: Time to get a grip on your finances with Bubbles, Beer & Budgeting
Gen Y has the world at its feet – but can it afford to make the most of the opportunities thrown its way? Sign up for our Bubbles, Beers & Budgeting workshop to get a grip on your financial future.
Self-imposed exile won’t HELP you avoid HECS Repayments
20/03/2017 Rachel Williams, Director of Accounting
The days of running away overseas to avoid your HECS-HELP repayment obligations are coming to an end from July 1 2017.
Credit Cards: The Good, The Bad & The Ugly
17/03/2017 The Hopkins Group
Credit cards can be a very valuable tool if they are used correctly and responsibly – but used wrongly, you can find yourself in a whole spot of bother. In this blog post, Jordan Page discusses some of the advantages to owning and using a credit card with care.
In reply | ‘’What I wouldn’t buy: Five successful investors share their advice”
02/03/2017 John Hopkins, Executive Chairman
Domain recently published an article titled “What I wouldn’t buy: Five successful investors share their advice”. An associate of John Hopkins wrote to us to seek John’s views on comments made in the article. This blog post provides an edit of John’s reply.
Q&A | Keys to Success Webinar
01/03/2017 John Hopkins, Executive Chairman
On 1 March 2017, John presented his Keys to Success webinar. We received a couple of interesting questions during the webinar that we felt required a more in depth answer than what was possible in the live chat facility. We're pleased to share these questions and answers to you here.
How to keep financially healthy with a baby on the way
28/02/2017 Samantha Wang, Corporate Accountant
What does growing your family mean for you? For Corporate Accountant Samantha Wang, it’s a wonderful time that brings to mind thoughts of those tiny, glorious, bundles of joy that are babies. But have you considered the financial impact a baby can have on your life?
Trumped by the truth
24/02/2017 John Hopkins, Executive Chairman
In an introduction for our February 2017 eBulletin, John Hopkins provides his assessment of the world where Trump is President and lies flow like currency.
How to be Uber smart with your tax responsibilities
23/02/2017 The Hopkins Group
Australia may have been slow to take up Uber originally, but these days, it’s full steam ahead for the thousands of drivers who have signed up with the global ride provider.
When sacrifice can be a good thing
17/02/2017 The Hopkins Group
Salary sacrificing is one such strategy that can be adopted to help in your long term savings plan. It might seem like a small and insignificant change, but in the grand scheme of things, it can really pack some punch.
Getting smart with money
20/01/2017 The Hopkins Group
We share some useful tips on how to become a more savvy investor, helping you – or your kids – to achieve those financial goals.
12 Days of Christmas
01/12/2016 The Hopkins Group
The Hopkins Group puts its own festive spin on the traditional 12 days of Christmas!
Ten reasons why you should select The Hopkins Group to manage your investment property
28/11/2016 Tannaya Jessop, Property Portfolio Manager
Whether you’re a seasoned investor or just starting out, an experienced property manager can be your greatest asset for the continued care of your investment property. As we count down to Christmas, property portfolio manager Tannaya Jessop lists the reasons why The Hopkins Group’s property management department could be the best team to have on your side.
Upcoming Centrelink concerns for Australian retirees
24/11/2016 The Hopkins Group
While a majority of the Australian population will be ringing in the new year with grand plans and resolutions, hundreds of thousands of retirees could kick off 2017 on the back foot. We look at the incoming Centrelink changes and what it could mean for your payments.
How do you do Christmas?
23/11/2016 The Hopkins Group
The Hopkins Group took to the streets to find out how busy Melburnians (and some happy tourists!) are planning to celebrate Christmas this year.
17/11/2016 The Hopkins Group Financial Planning Team
Does ‘investment speak’ sound like a foreign language to you?! It doesn’t have to be as overwhelming as it may seem.
Personal Services Income - Contractors beware!
14/11/2016 The Hopkins Group
Working for yourself as a contractor can provide a lot of freedom – and the opportunity to take advantage of some clever tax breaks if you set yourself up properly. But as Bobbie Adams finds out, sometimes you have to play by the rules.
A generational shift
07/11/2016 John Hopkins, Executive Chairman
In an introduction for the November 2016 eBulletin, John Hopkins provides an insight into the generational shift we are seeing at The Hopkins Group, not just in our clients, but also our staff.
Drop in average client age for SMSF setups
31/10/2016 Michael Williams, Managing Director
As our average client age decreases, so does the average age of those exploring self managed superannuation funds for their ongoing super needs. Michael Williams explores this trend.
Vacating 101 – The Condition Report
25/10/2016 The Hopkins Group
Moving out of a rental should be an easy process – but it can be difficult if you don’t know what to expect. Let's walk through one of the key components of the vacate process – the condition report.
Maximising your tax savings with your investment property
29/09/2016 Linda Vong, Accountant
If you have a negatively geared investment property, you’ll want to know how to make the most of the tax deductions available to you. Linda Vong from our accounting team gives us the lowdown.
Footy finals fever hits The Hopkins Group!
29/09/2016 The Hopkins Group
It's every man and woman for themselves when it comes to footy rivalry at this time of year!
26/09/2016 The Hopkins Group
The halls of VCAT can be avoided with the right management. But what happens when disaster strikes?
Somersault into your super thanks to a backflip from the Government
22/09/2016 The Hopkins Group
It’s been a week since the Federal Government announced its backflip on its proposed superannuation reforms, and now that the dust has settled, it’s time to look at the impact the reworked measures will have on your plans for retirement.
Zero per cent vacancy in August 2016? It happened!
15/09/2016 The Hopkins Group
An investment property leased in a timely manner, to a quality tenant, is a landlord’s dream come true. So let’s introduce you to the team that made dreams a reality this August, achieving 0% vacancy across their portfolio of 657 properties.
To borrow, or not to borrow; the important bottom lines
30/08/2016 John Hopkins, Executive Chairman
Borrowing money to invest is a strategy as old as investing itself. John Hopkins discusses financial gearing in his August eBulletin introduction.
Negative gearing is here to stay, what did we dodge?
29/07/2016 Stephen Phillips, Executive Property Investment Adviser
In his first video blog, Executive Property Investment Adviser Stephen Phillips tells us how Labor's proposed changes to negative gearing would have altered the Australian rental market.
All I Want for Christmas (in July) is a Juicy Tax Refund
20/07/2016 The Hopkins Group
Having beavered away for the last twelve months earning an income - whether as an employee or through business - it is time to lodge your tax return and get back some of your tax dollars if you can.
New Years Resolutions: Six Months Later
01/07/2016 The Hopkins Group
Our staff are on track for their new year's resolutions, are you?
How to get good financial advice
21/06/2016 The Hopkins Group
Finding a financial adviser can be easy, though finding a financial adviser that works for you and your circumstances can be difficult. But it doesn’t have to be, if you follow our helpful tips.
Reality of retirement
07/06/2016 The Hopkins Group
In March 2016, we asked our Facebook friends what they feared most about their retirement. Head of Advice Shane Light and Senior Financial Planner Anthony Malvaso, sifted through the comments to answer what it takes to achieve a long and comfortable retirement.
North is the new black
With its trendy boutiques, gourmet dining culture and community vibe, Melbourne’s inner north is fast becoming an aspirational place to call home for people who want to balance a city fringe lifestyle with a community vibe.
The importance of landlords insurance
31/05/2016 Lorena D'Amico, Head of Property Management
If you own an investment property, landlords insurance provides peace of mind and coverage for the things you might not necessarily think about until it’s too late.
Budget 2016-17: Let's break it down
04/05/2016 Shane Light, Head of Advice
Budget night is like Christmas for (a few) financial planners and our team was at the ready to break down what the announcements mean for our clients.
A Changing of the Guard; SMSFs and Young Australians
08/04/2016 The Hopkins Group
Superannuation is an ever changing industry and now, more than ever, it’s essential that young Australians use their retirement fund in an efficient and considered manner.
Know Your Window; Understanding the ASX Market
Know Your Window; Understanding the ASX Market
07/04/2016 The Hopkins Group
You might think you know what the window for trading is on the Australian Securities Exchange (ASX), but do you really? Navigating the stock market can be confusing, and not knowing when your window to trade is can be unnerving. Let's breaks down the ASX market open times in this helpful post.
The birds, the bees . . . and the ATO!?
05/04/2016 The Hopkins Group
The Australian Taxation Office (ATO) is all about sharing, caring and true love . . . oh didn’t you know? Now more than ever, lodging your tax returns has become a family affair.
Negative Gearing: An In-Depth Discussion
What is it and how are you affected?
Negative gearing is hot on the agenda in Australia at the moment. From the water cooler to the halls of Parliament, it's the talk of the town.
A New Address. But the Same Approach.
The Hopkins Group is packing its bags and moving to Collins Street.
This year, The Hopkins Group is writing a new chapter in its rich history and moving to a new office space to better serve our clients’ needs and keep up with the growth of the company.
Urgent Repairs and the Changes Made to the Residential Tenancies Act
26/02/2016 The Hopkins Group
Recent changes to the Victorian Residential Tenancies Act have seen an increase in the spending cap applicable to urgent repairs that are made when a landlord is uncontactable. We discuss the change and what is classified as an urgent repair.
Get Your Motor Running - Changes to Motor Vehicle Tax Deductions
17/02/2016 Kezia Eman, Accountant
Beep beep! Did you know that there have been some changes made to the way you can claim your motor-vehicle as a tax deduction? Kezia Eman, Accountant at The Hopkins Group, breaks down how this type of claim can now be made post 1 July 2015.
Zika Virus - What's the Buzz?
15/02/2016 Shane Light, Head of Advice
If you’ve read the paper, watched television or consumed any social media in recent weeks, chances are you would have heard of the Zika virus (ZIKV) and its fast growing spread across the world.
Claiming Your Mobile Phone as a Work-Related Deduction
25/01/2016 The Hopkins Group
Want to claim your mobile phone expenses as a work-related deduction, but don’t know where to start? We let you know how this can be done with in an insight into how our accountants process these deductions when preparing your tax return.
Much ado about Brisbane
19/01/2016 Monica Jiang, Property & Contracts Coordinator
Sydney may have the harbour and Melbourne’s known for its graffiti laneways, but why is everyone talking about Brisbane at the moment?
Sharing is caring | 2016 New Year's Resolutions
The Hopkins Group staff share their goals for the new year
What has you focused this year? Are you saving for a holiday or house deposit? Training for a marathon perhaps? We asked around The Hopkins Group office to find out what weird and wonderful things our staff are tackling this year.
All I Want for Christmas is to Stay out of Debt
17/12/2015 The Hopkins Group
Don’t leave yourself out this Christmas, give yourself the gift of less debt come the New Year.
How to Pass a Final Inspection
Tips for tenants to help get a full bond refund
15/12/2015 Tannaya Jessop, Property Portfolio Manager
Between securing a new place to live, booking a removalist and redirecting mail, moving can be a stressful experience. Thankfully, when it comes to your final inspection, we have some helpful tips to hopefully earn you a full bond refund and make your move a less daunting experience.
Investment Diversification, the Role of Risk Profiling and the Importance of Advice
26/11/2015 Shane Light, Head of Advice/Senior Financial Planner
Over the past six months we have witnessed increased volatility within the markets, both in Australia and globally. Shane Light, Head of Advice/Senior Financial Planner outlines how clients can best position themselves to weather the storm.
Four out of Five Stars for our Property Services
30/10/2015 John Hopkins, Executive Chairman
Our property team have been awarded four out of five stars for their property investment service offering. John Hopkins shares his excitement.
NRAS - What is it and how does it work?
23/10/2015 Lauren Wilden-Ross, Senior Property Portfolio Manager
The National Rental Affordability Scheme (NRAS) was introduced by the Federal Government in 2008 as a way of creating affordable housing and stimulating the building industry. Lauren Wilden-Ross provides a brief overview of the scheme and what it means for tenants and landlords.
Top Five Financial Planning Mistakes
25/08/2015 The Hopkins Group
There are many mistakes individuals can make when trying to sort out their finances without seeking appropriate advice. Le's outline the top five avoidable mistakes investors can make whilst doing their financial planning
The Importance of a SMSF Trust Deed
02/07/2015 The Hopkins Group
Do you know the legal requirements of holding an SMSF? Let's outline the importance of, and the compliance rules surrounding SMSF Trust Deeds
Global Property Investment & Maybank, Malaysia
16/06/2015 John Hopkins, Executive Chairman
On behalf of John Hopkins Property, we were very honoured to have been invited to attend and present at the 2015 Maybank Property Talk in Malaysia on Saturday 13 June, entitled ‘To Hold or Be Bold.’