A generational shift
07/11/2016 John Hopkins, Executive Chairman
Of course the world is changing.
It’s getting younger, or is it because I am getting older?
Well it could be a bit of both, but one thing for certain is the changes that are happening in regard to age and financial services. The proliferation of information and encouragement in the new age of technology and communications is driving younger and younger individuals to consider – and to take action in regard to – their financial wellbeing with the aim of becoming financially independent.
Anecdotally, we can say we have hundreds of young clients wishing to establish themselves. Many of them realise that marrying and having children later – and many more these days determining to stay single – has changed the ‘financial establishment’ starting point. They must start now.
Also the number of Gen Ys travelling the world for their careers means it is not a matter of waiting to ‘settle down’ and then starting.
An article recently published by BT made the point that compared to only three years ago, the age of individuals establishing self-managed superannuation funds has reduced by four years.
For many of our young clients whom may be first home buyers, they may be building their superannuation fund, or wish to utilise their incomes by gearing their investment portfolios and receiving substantial tax credits, the earlier they start the better.
It is our experience that the world of young Australians is well aware of the importance of acting early.
In the same vein, it is a pleasure to recount to you that there are now basically four generations in our organisation, The Hopkins Group.
There is Michael Williams, my business partner and our Managing Director, we have that group that have been with us for 10 – 15 years and we have successful graduate and intern programs that are nurturing and developing a developing a millennial generation.
Yes, we have existed 36 years and we have “the aged” like me and Stephen Phillips but is exciting to see our young professionals working to satisfy the younger generations of Australia with professionalism, enthusiasm and educated advice.
Fighting condensation and mould this winter
25/07/2017 Lauren Wilden-Ross, Property Portfolio Manager
Condensation is a common problem affecting homes in winter. And where there’s moisture, there’s the potential for mould. Thankfully, there are ways you can control the growth and spread of this pesky fungus.
Teaching your kids good money habits
09/06/2017 Pauline Grech, Receptionist
Teaching children how to be smart with money starts at home, and is reinforced every day through real world practice. Receptionist Pauline Grech explains how this philosophy works for her and her kids.
Five budgeting tips for first time renters
29/05/2017 Kristy Hopkins, Senior Property Portfolio Manager
Deciding to move into your first rental property can be very exciting – but if you fail to factor in some budgeting basics, things can go wrong very quickly. Luckily, we’re here to help you get started on the right foot, by breaking down the five things you need to know before you move out of home.