A generational shift

07/11/2016   John Hopkins, Executive Chairman

Of course the world is changing.

It’s getting younger, or is it because I am getting older?

Well it could be a bit of both, but one thing for certain is the changes that are happening in regard to age and financial services. The proliferation of information and encouragement in the new age of technology and communications is driving younger and younger individuals to consider – and to take action in regard to – their financial wellbeing with the aim of becoming financially independent.

Anecdotally, we can say we have hundreds of young clients wishing to establish themselves. Many of them realise that marrying and having children later – and many more these days determining to stay single – has changed the ‘financial establishment’ starting point. They must start now.

Also the number of Gen Ys travelling the world for their careers means it is not a matter of waiting to ‘settle down’ and then starting.

An article recently published by BT made the point that compared to only three years ago, the age of individuals establishing self-managed superannuation funds has reduced by four years.

For many of our young clients whom may be first home buyers, they may be building their superannuation fund, or wish to utilise their incomes by gearing their investment portfolios and receiving substantial tax credits, the earlier they start the better.

It is our experience that the world of young Australians is well aware of the importance of acting early.

In the same vein, it is a pleasure to recount to you that there are now basically four generations in our organisation, The Hopkins Group.

There is Michael Williams, my business partner and our Managing Director, we have that group that have been with us for 10 – 15 years and we have successful graduate and intern programs that are nurturing and developing a developing a millennial generation.

Yes, we have existed 36 years and we have “the aged” like me and Stephen Phillips but is exciting to see our young professionals working to satisfy the younger generations of Australia with professionalism, enthusiasm and educated advice.





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