Mortgages and Finance

There are times in life when you might not have the cash available to invest in something you’ve always wanted. Whether it’s your first home, an investment property, an upgrade on your last car or even reshuffling your existing loans to make them more affordable, The Hopkins Group can help.

Unaligned with any specific lender, our mortgages and finance team has access to a broad range of both traditional and non traditional lenders, allowing us to find a rate and loan that is right for you. We achieve this through a range of services including:

To see if we have a service that is right for you, please contact our mortgages and finance team today.

Mortgages

Whether you’re buying your first home or your tenth investment property, chances are you will need to borrow money to make your purchase possible.

In order to borrow money to purchase property, you will need a deposit. Our mortgage brokers can help you determine what will act as your deposit, whether it is cash/savings, equity from an existing property or securing a bank guarantee. 

Once we know how much of a deposit you have available, we can better determine how much you need to borrow.

Our team has access to a range of mortgage products from over 30 lenders, which enables us to find a product and rate that suits your needs.

If you would like to speak with one of our mortgages and finance advisers, call us on 1300 726 082 or click here.

 

Refinancing

Interest rates and loan products change over time. A loan package or rate that existed five years ago may be vastly different to those that exist today.

People change over time too. The loan you took out to make that purchase all those years ago may have suited your circumstances then, but doesn’t really suit your circumstances now.

Refinancing a loan enables you to re-arrange your loan so that it better suits your circumstances or takes advantage of offers that may not have been available when you first took out your loan. Our experienced team is well placed to restructure your loan and compare it against other products available.

To discover if refinancing your loan is right for you or to arrange an appointment with one of our mortgages and finance advisers, contact us today.

 

Personal Loans

You may have found your dream car, want to renovate your home or need a boost to help fund that long deserved holiday.

Personal loan products are there to help you finance those things that can’t be covered by your regular savings. Depending on your borrowing capacity, a lender can loan a certain amount of money to help you achieve your goals faster. 

As these types of loans are for smaller amounts of money, they generally have shorter terms than larger mortgage loans.

Discover what you can do with personal loans and contact our mortgages and finance team today.

 

Debt Consolidation

If you have multiple loans and are struggling to keep track, consolidating your debts into one loan may be an option for you.

A single, consolidated loan means you only have worry about one ongoing repayment and one interest rate package instead of multiple scattered payments and interest rates spread over numerous loans. 

Speak with someone from our mortgages and finance team today and discover if debt consolidation is right for you. Contact us today.

 

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Mortgages and finance advice is provided by John Hopkins Mortgages Pty Ltd - ABN 98 103 423 829