No matter how many properties you’re on – your first home or your tenth investment – chances are you’ll need to borrow money to make it happen. That’s why The Hopkins Group is here to help! Backed by the AFG network, our brokers work with multiple lenders, negotiating on your behalf to find a mortgage loan to suit your needs.

If you have multiple loans and are struggling to keep track, consolidating your debts into one loan may be an option for you. If you’re looking to simplify things, our team can help roll over your debts into a single, consolidated loan meaning you only have worry about one ongoing repayment and one interest rate package.

You may have found your dream car, want to renovate your home or need a boost to help fund that long deserved holiday – but you just don’t have quite enough savings to get things moving when you want them to. Talking to one of our experts about your personal loan options can help get you there faster.

Interest rates and loan products change all the time – it can be difficult to keep up! We’re here to take the hassle out of comparing the market – keeping updated with industry movements to review your loans ensure they continue to be the best product for you today, not five years ago.

While planning on buying your first home can be exciting - it can also feel overwhelming. With over four decades of experience in property, we understand the complexities of navigating grants and schemes, and we are here to help you every step of the way.

To begin, We'll assess your situation and determine the most appropriate grants and schemes for you. Depending on your situation, you could potentially be eligible for a wide range of government support designed for first-home buyers, such as:

 

• First Home Owner Grant - $10,000 for Metro Melbourne and up to $20,000 in regional Victoria

• Stamp Duty Exemptions - for properties under $600,000

• Stamp Duty Concession - for properties with a dutiable value between $600,001 and $750,000

• First Home Guarantee / Regional First Home Guarantee - 5% deposit; NHFIC guarantees to a participating lender up to 15% of the value of the property purchased that is financed by an eligible first home buyer's home loan.

• Family Home Guarantee - 2% deposit for single parents; NHFIC guarantees up to 18% of the value of the property purchased that is financed.

Once we've determined your eligibility, our mortgage specialist will help you manage the entire application process, from lenders & rate comparisons to pre-approval to the end-to-end management of the loan application process.

With access and relationships with 50+ large and boutique lenders in Australia, we can compare and secure the most competitive first-home buyer mortgage available and make your dream of homeownership a reality.

To discover your eligibility, please click the link below and secure a free, no-obligation consultation with one of our mortgage specialists today: https://outlook.office365.com/owa/calendar/Gbb3a34b300e54bd69fcde3093183c30e@thehopkinsgroup.com.au/bookings/s/u1WbSQQV8EGb03KFT3BFxg2