Short-stay rentals can be extremely attractive. They offered flexibility, higher potential yield, and the excitement of a booming travel market.

But for many landlords, the increasingly restrictive legislative landscape and growing competition has made it more complex for investor to manage.

Furthermore, rising management pressure, increasing costs, and new tax changes in Victoria are prompting many investors to reconsider. A growing number are converting their short-stay properties back into fully furnished, long-term rentals. Here’s why.

Why It’s Worth Rethinking Your Strategy
Many landlords are making the switch for these key reasons:

• Reliable, Consistent Income
  Long-term tenants typically sign a 12-month leases. This means:
  – Regular rent payments
  – Fewer gaps between tenancies
  – Greater financial stability
  
• Reduced Vacancy Risk
  A well-presented, furnished long-term rental tends to stay occupied year-round. In contrast, short-stay properties often experience seasonal slowdowns and unpredictable booking gaps.
  
• Lower Management Demands
  Running a short-stay property takes time and energy. You’re managing:
  – Guest enquiries and bookings
  – Check-ins and check-outs
  – Frequent cleaning and linen changes
  – Restocking everyday essentials
  A long-term lease dramatically reduces these tasks, while still allowing you to offer a furnished, move-in-ready home.
  
• Lower Operating Costs
  A long-term lease excuse the landlord from most operation cost such as cleaning, utilities, internet and landscaping. Furthermore, the operation demand from a property manager is significantly reduced. Both helps lower the cost required to maintain the property for then landlord.

The New Victorian Short Stay Levy
From 1 January 2025, the Victorian Government will introduce a new Short Stay Levy. This tax will apply to short-term rentals, further reducing profitability and adding another layer of complexity to short-stay investing.

What We Do

If your investment property feels more like a burden than a benefit, we can help.

We take the time to understand your current rental setup and talk through what’s working — and what’s not. Together, we’ll look at the financial pros and cons of short-stay versus traditional leasing, taking into account your property type, location, and long-term goals. We’ll also help you navigate how upcoming policy changes, like the Short Stay Levy, could affect your returns.

From there, we’ll help you build a plan that aligns with your goals for the property and your personal and financial circumstances.

Let’s Talk

We offer free 15-minute, no-obligation chats to help you explore your options. Whether you’re ready to make a change or just want to understand the market better, we’re here to support you.

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With interest rates still sitting high and lenders regularly updating their offers, now is a smart time to take a fresh look at your home loan.

If your mortgage hasn’t been reviewed in a while, there’s a real chance you could be paying more than you need to. In today’s climate, every bit counts.

Why It’s Worth Reviewing

A quick review of your loan could help you:

• Find a sharper interest rate
• Access features like an offset account or redraw
• Adjust your repayment structure to suit your current lifestyle
• Use your equity for renovations or investing
• Consolidate personal loans or credit card debt into a single, manageable repayment

What We Do

Our lending specialists review your current loan and financial goals, compare options from over 50 lenders including major banks, well known Australian lenders and other well-known financial institutes, recommend only what’s right for your situation, and handle all the paperwork from start to settlement. You’ll receive clear advice without any sales pressure, and if staying with your current lender is still the best option, we’ll tell you that too.

Let’s Talk

We offer free, no-obligation chats to help you understand your options. Whether you’re looking to refinance, restructure, or start something new, we’re here to help.

Book your free 15-minute appointment today:

🔗 Book a Quick Chat
🔗 Request a Call-Back

Your mortgage should support your goals — not hold you back. Let’s check in and make sure it still fits.

There’s something powerful about a fresh start. A new financial year isn’t just a new page — it’s a chance to make smarter money decisions, reduce your tax stress, and set yourself up for something better.

Whether you’re employed, self-employed, or somewhere in between, now is the ideal time to pause, plan, and be intentional with your finances. Because the earlier you start, the more you can do.

Think Ahead, Stay Ahead

Most people only think about tax when it’s absolutely necessary to change anything. But by acting early, you give yourself more time, more options — and more control.

A smart move? Planning to prepay certain tax-deductible expenses later in the year. Things like income protection insurance, professional memberships, or business-related costs could help reduce your taxable income — if you get the timing right. It’s not about spending more. It’s about making what you already pay work harder for you.

Get Organised from Day One

Forget scrambling for receipts months from now. Set up a simple system today — even just a folder on your phone or computer — and start keeping track as you go.

A little effort now saves you a big headache later.

Need Help Making a Plan?

You don’t need to do it all alone. Our team is here to guide you with straightforward, practical advice — no jargon, no stress. Book a free 15-minute consultation and let’s help you make the most of this new financial year. The Hopkins Group – 15 Quick Chat

This year, don’t just react. Plan ahead. Stay in control. And make your money work smarter — from the very beginning.